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But, as Singhania says, Courts have interpreted such exclusions narrowly, meaning the insurer must show a direct and proximate link between the conduct (alcohol or tobacco use) and the ailment. According to Shilpa Arora, Co-founder of Insurance Samadhan, policy clauses on self-inflicted harm or substance abuse can be crucial in such cases, depending on doctors reports

JAMA 333:187686

Keep reading Published On: August 14, 2020 COVID-19: Back to School At Wellstar, we are here to support your childrens health and safety this school season

He wants to prove in front of you that he is great and I am poor