Citing Mehlberg , Bokma , and Travelers , but without otherwise engaging in any significant analysis, the district court concluded the plaintiffs have standing to sue because they have alleged a concrete injury (their surcharge payments) that is traceable to [the employers] decision to impose tobacco and vaccine surcharges under a discriminatory ERISA plan, which can be redressed by a refund of the surcharge. In Waggoner v
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For example, according to a population-based study of 890 male participants of age 2290 years, no significant effect of smoking on TT and FT values was detected, after adjusting for alcohol consumption, stroke, DM, and coronary heart disease as confounders 18